Concept · chama savings · Phone
Pamoja
A chama in your pocket: every shilling together, and whose turn it is next.



ClientStudio concept
WhatConcept · chama savings
WherePhone
Year2026
StatusConcept
01 · The story
The idea.
The problem
A chama runs on trust and a treasurer’s notebook. Pamoja shows every member what’s been paid in and whose turn it is to receive.
What it does
- The pot, what the group has saved together.
- Pay by M-Pesa and everyone sees it land.
- The merry-go-round: whose turn it is this month, and next.
Where it is now
A studio concept, designed as a working phone app.
02 · The design concept
Every shilling, together.
Cream paper, a deep steel blue and one burnt peach for money moving, with blocks cut at the corner like tickets.
Palette
Cream#F1E6D1
Burnt peach#FE8254
Steel blue#3F5A62
Type
ChillaxHeadings
InterReading text
Signature · Notched blocks
Each block has a corner cut out holding an arrow, like a ticket stub.

03 · The screens





